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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,258 | $96,643-13.8% | $86,617-3.9% | $139,456-40.3% |
| Participation rate | 66.7% | 74.4%-7.7pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 16.90% | 106.57%-89.7pp | 591.91%-575.0pp | 373.45%-356.6pp |
| Employer contribution / active EE | $7,897 | $3,264+141.9% | $3,023+161.2% | $4,753+66.2% |
| Participant deferral / active EE | $11,068 | $4,835+128.9% | $4,437+149.4% | $6,711+64.9% |
| Admin fee / account holder | $27,979 | $6,406+336.8% | $5,613+398.5% | $11,407+145.3% |