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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,270 | $107,941+199.5% | $91,994+251.4% | $152,909+111.4% |
| Participation rate | 43.8% | 81.2%-37.4pp | 78.6%-34.9pp | 82.5%-38.7pp |
| Annual return | 24.25% | 89.28%-65.0pp | 69.04%-44.8pp | 345.46%-321.2pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $5,351 | $6,366-15.9% | $5,924-9.7% | $5,851-8.5% |
| Admin fee / account holder | $0 | $10,521-100.0% | $7,744-100.0% | $11,601-100.0% |