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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,406 | $86,701+123.1% | $73,309+163.8% | $125,389+54.2% |
| Participation rate | 47.1% | 78.6%-31.6pp | 74.9%-27.9pp | 83.2%-36.1pp |
| Annual return | -0.73% | 2.78%-3.5pp | 5.67%-6.4pp | 282.24%-283.0pp |
| Employer contribution / active EE | $0 | $4,152-100.0% | $3,237-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $6,069 | $5,549+9.4% | $4,991+21.6% | $5,352+13.4% |
| Admin fee / account holder | $0 | $7,768-100.0% | $5,635-100.0% | $9,541-100.0% |