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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,147 | $112,121-22.3% | $95,960-9.2% | $158,966-45.2% |
| Participation rate | 89.5% | 79.0%+10.5pp | 77.1%+12.4pp | 82.0%+7.5pp |
| Annual return | 10.47% | 171.16%-160.7pp | 91.63%-81.2pp | 302.95%-292.5pp |
| Employer contribution / active EE | $247 | $3,199-92.3% | $2,541-90.3% | $4,762-94.8% |
| Participant deferral / active EE | $2,472 | $4,784-48.3% | $4,167-40.7% | $5,983-58.7% |
| Admin fee / account holder | $2,608 | $10,135-74.3% | $6,797-61.6% | $11,250-76.8% |