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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,735 | $103,392-20.0% | $87,104-5.0% | $152,897-45.9% |
| Participation rate | 81.0% | 79.4%+1.6pp | 76.9%+4.1pp | 82.5%-1.5pp |
| Annual return | 17.14% | 28.10%-11.0pp | 28.19%-11.1pp | 345.43%-328.3pp |
| Employer contribution / active EE | $219 | $3,221-93.2% | $2,521-91.3% | $4,764-95.4% |
| Participant deferral / active EE | $2,189 | $4,778-54.2% | $4,048-45.9% | $5,851-62.6% |
| Admin fee / account holder | $2,342 | $12,194-80.8% | $7,491-68.7% | $11,599-79.8% |