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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,838 | $92,219-19.9% | $76,768-3.8% | $135,379-45.5% |
| Participation rate | 81.0% | 79.8%+1.2pp | 77.0%+4.0pp | 82.6%-1.7pp |
| Annual return | -5.19% | 5.46%-10.7pp | 2.43%-7.6pp | 519.79%-525.0pp |
| Employer contribution / active EE | $235 | $3,216-92.7% | $2,485-90.5% | $4,779-95.1% |
| Participant deferral / active EE | $2,351 | $4,508-47.9% | $3,852-39.0% | $5,609-58.1% |
| Admin fee / account holder | $3,351 | $10,749-68.8% | $6,675-49.8% | $10,828-69.1% |