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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,882 | $95,453-11.1% | $112,040-24.2% | $82,448+3.0% |
| Participation rate | 81.1% | 72.8%+8.4pp | 76.5%+4.6pp | 68.1%+13.0pp |
| Annual return | 7.08% | 23.92%-16.8pp | 24.52%-17.4pp | 41.64%-34.6pp |
| Employer contribution / active EE | $1,566 | $2,318-32.5% | $2,954-47.0% | $2,551-38.6% |
| Participant deferral / active EE | $6,263 | $4,224+48.3% | $5,098+22.9% | $4,139+51.3% |
| Admin fee / account holder | $34,168 | $9,013+279.1% | $12,098+182.4% | $7,234+372.3% |