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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,882 | $97,550-13.0% | $120,344-29.5% | $87,485-3.0% |
| Participation rate | 81.1% | 72.8%+8.3pp | 76.7%+4.4pp | 68.9%+12.2pp |
| Annual return | 7.08% | 18.41%-11.3pp | 20.30%-13.2pp | 26.06%-19.0pp |
| Employer contribution / active EE | $1,566 | $2,291-31.7% | $3,020-48.2% | $2,596-39.7% |
| Participant deferral / active EE | $6,263 | $4,230+48.1% | $5,135+22.0% | $4,274+46.5% |
| Admin fee / account holder | $34,168 | $9,543+258.1% | $12,742+168.2% | $7,775+339.5% |