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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,669 | $85,766-28.1% | $136,295-54.8% | $70,131-12.1% |
| Participation rate | 56.0% | 74.2%-18.2pp | 81.9%-25.9pp | 69.5%-13.5pp |
| Annual return | 14.59% | 31.45%-16.9pp | 5155.97%-5141.4pp | 73.14%-58.6pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,695-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $3,454 | $5,051-31.6% | $6,247-44.7% | $3,332+3.7% |
| Admin fee / account holder | $81 | $5,420-98.5% | $9,243-99.1% | $4,645-98.3% |