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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,745 | $165,399-48.2% | $149,745-42.7% | $158,982-46.1% |
| Participation rate | 95.7% | 84.6%+11.1pp | 82.5%+13.2pp | 82.0%+13.7pp |
| Annual return | 35.77% | 348.34%-312.6pp | 276.72%-241.0pp | 302.99%-267.2pp |
| Employer contribution / active EE | $1,941 | $5,105-62.0% | $4,646-58.2% | $4,763-59.2% |
| Participant deferral / active EE | $5,514 | $7,183-23.2% | $6,843-19.4% | $5,983-7.8% |
| Admin fee / account holder | $1,228 | $10,811-88.6% | $9,312-86.8% | $11,252-89.1% |