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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,445 | $80,992+4.3% | $96,534-12.5% | $75,173+12.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 11.14% | 27.05%-15.9pp | 25.88%-14.7pp | 160.72%-149.6pp |
| Employer contribution / active EE | $3,633 | $2,283+59.2% | $2,965+22.5% | $2,671+36.0% |
| Participant deferral / active EE | $5,250 | $3,929+33.6% | $4,851+8.2% | $4,126+27.2% |
| Admin fee / account holder | $6,220 | $6,717-7.4% | $8,253-24.6% | $5,651+10.1% |