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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,413 | $67,602-6.2% | $82,312-23.0% | $70,126-9.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 11.94% | 21.57%-9.6pp | 25.88%-13.9pp | 73.15%-61.2pp |
| Employer contribution / active EE | $3,596 | $1,755+104.9% | $2,428+48.1% | $2,343+53.5% |
| Participant deferral / active EE | $4,787 | $2,987+60.3% | $3,706+29.2% | $3,332+43.7% |
| Admin fee / account holder | $2,037 | $4,512-54.8% | $5,608-63.7% | $4,645-56.1% |