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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,092 | $78,694-41.4% | $67,652-31.9% | $125,389-63.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -4.33% | 9.46%-13.8pp | 6625.40%-6629.7pp | 282.24%-286.6pp |
| Employer contribution / active EE | $11,571 | $3,044+280.1% | $2,266+410.7% | $4,866+137.8% |
| Participant deferral / active EE | $5,646 | $4,292+31.6% | $3,560+58.6% | $5,352+5.5% |
| Admin fee / account holder | $793 | $7,403-89.3% | $4,821-83.6% | $9,541-91.7% |