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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,331 | $64,716+407.3% | $112,258+192.5% | $68,495+379.4% |
| Participation rate | 91.8% | 67.2%+24.7pp | 75.1%+16.8pp | 67.9%+23.9pp |
| Annual return | -15.87% | -11.40%-4.5pp | 27.47%-43.3pp | -7.84%-8.0pp |
| Employer contribution / active EE | $6,877 | $2,746+150.4% | $3,636+89.2% | $2,596+164.8% |
| Participant deferral / active EE | $11,925 | $3,565+234.5% | $4,728+152.2% | $4,028+196.1% |
| Admin fee / account holder | $15,879 | $5,232+203.5% | $6,411+147.7% | $5,403+193.9% |