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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,565 | $65,361+378.2% | $92,903+236.4% | $72,983+328.3% |
| Participation rate | 97.7% | 68.3%+29.4pp | 76.0%+21.7pp | 69.5%+28.2pp |
| Annual return | 19.06% | 42.11%-23.0pp | 109.43%-90.4pp | 81.01%-61.9pp |
| Employer contribution / active EE | $6,972 | $2,594+168.8% | $3,653+90.8% | $2,440+185.7% |
| Participant deferral / active EE | $10,132 | $3,128+223.9% | $4,238+139.1% | $3,608+180.8% |
| Admin fee / account holder | $29,842 | $4,251+602.0% | $5,795+415.0% | $5,124+482.4% |