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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $876,285 | $138,312+533.6% | $122,979+612.5% | $155,188+464.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 15.13% | 22.06%-6.9pp | 20.12%-5.0pp | 148.84%-133.7pp |
| Employer contribution / active EE | $4,001 | $3,530+13.3% | $3,062+30.6% | $4,248-5.8% |
| Participant deferral / active EE | $6,154 | $5,592+10.1% | $5,003+23.0% | $6,531-5.8% |
| Admin fee / account holder | $6,838 | $15,089-54.7% | $12,864-46.8% | $14,480-52.8% |