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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,758 | $103,393+276.0% | $87,103+346.3% | $152,909+154.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 4.12% | 28.10%-24.0pp | 28.19%-24.1pp | 345.46%-341.3pp |
| Employer contribution / active EE | $9,138 | $3,221+183.7% | $2,521+262.4% | $4,764+91.8% |
| Participant deferral / active EE | $5,777 | $4,778+20.9% | $4,049+42.7% | $5,851-1.3% |
| Admin fee / account holder | $69,409 | $12,195+469.2% | $7,491+826.5% | $11,601+498.3% |