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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,585 | $92,219+313.8% | $76,767+397.1% | $135,380+181.9% |
| Participation rate | 88.9% | 79.8%+9.1pp | 77.0%+11.9pp | 82.6%+6.2pp |
| Annual return | 12.80% | 5.46%+7.3pp | 2.43%+10.4pp | 519.81%-507.0pp |
| Employer contribution / active EE | $7,967 | $3,216+147.7% | $2,485+220.6% | $4,779+66.7% |
| Participant deferral / active EE | $5,790 | $4,508+28.4% | $3,852+50.3% | $5,609+3.2% |
| Admin fee / account holder | $7,357 | $10,749-31.6% | $6,675+10.2% | $10,828-32.1% |