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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,185 | $110,240+379.1% | $96,544+447.1% | $139,487+278.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 23.24% | 26.41%-3.2pp | 25.88%-2.6pp | 373.84%-350.6pp |
| Employer contribution / active EE | $70,770 | $3,622+1853.7% | $2,966+2285.7% | $4,755+1388.4% |
| Participant deferral / active EE | $63,380 | $5,549+1042.2% | $4,851+1206.4% | $6,713+844.2% |
| Admin fee / account holder | $6,748 | $11,602-41.8% | $8,254-18.2% | $11,407-40.8% |