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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,680 | $103,393+285.6% | $87,103+357.7% | $152,909+160.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 29.74% | 28.10%+1.6pp | 28.19%+1.5pp | 345.46%-315.7pp |
| Employer contribution / active EE | $5,732 | $3,221+77.9% | $2,521+127.3% | $4,764+20.3% |
| Participant deferral / active EE | $6,314 | $4,778+32.1% | $4,049+56.0% | $5,851+7.9% |
| Admin fee / account holder | $11,767 | $12,195-3.5% | $7,491+57.1% | $11,601+1.4% |