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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,776 | $124,346+267.3% | $111,306+310.4% | $167,553+172.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.68% | 37.46%-24.8pp | 54.67%-42.0pp | 478.89%-466.2pp |
| Employer contribution / active EE | $9,165 | $3,438+166.6% | $2,732+235.5% | $4,840+89.4% |
| Participant deferral / active EE | $6,697 | $5,182+29.2% | $4,488+49.2% | $6,343+5.6% |
| Admin fee / account holder | $35,560 | $10,623+234.7% | $7,966+346.4% | $12,316+188.7% |