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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $27,913 |
CLIFTONLARSONALLEN LLP1 year Service code 10 · EIN 22-1430039 | Accounting | $17,325 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,451 | $65,566+169.1% | $86,235+104.6% | $75,177+134.7% |
| Participation rate | 87.5% | 60.5%+27.0pp | 69.0%+18.5pp | 67.2%+20.3pp |
| Annual return | 14.64% | 46.07%-31.4pp | 1170.03%-1155.4pp | 160.75%-146.1pp |
| Employer contribution / active EE | $1,901 | $1,553+22.4% | $2,381-20.2% | $2,671-28.8% |
| Participant deferral / active EE | $7,990 | $3,023+164.3% | $3,987+100.4% | $4,126+93.6% |
| Admin fee / account holder | $314 | $5,470-94.3% | $6,856-95.4% | $5,651-94.5% |