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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $30,501 |
SOBEL AND CO LLC CPA3 years Filed as: SOBEL & CO, LLC Service code 10 · EIN 22-1430039 | Accounting | $15,810 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,718 | $70,430+128.2% | $96,572+66.4% | $85,851+87.2% |
| Participation rate | 94.2% | 61.8%+32.4pp | 69.8%+24.4pp | 69.3%+24.9pp |
| Annual return | 12.94% | 18.58%-5.6pp | 37.79%-24.9pp | 318.63%-305.7pp |
| Employer contribution / active EE | $1,908 | $1,413+35.0% | $2,357-19.1% | $2,565-25.6% |
| Participant deferral / active EE | $6,195 | $2,894+114.1% | $3,850+60.9% | $3,952+56.8% |
| Admin fee / account holder | $268 | $4,996-94.6% | $6,183-95.7% | $6,261-95.7% |