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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,638 | $67,602+254.5% | $82,312+191.1% | $70,126+241.7% |
| Participation rate | 88.5% | 72.8%+15.7pp | 76.9%+11.6pp | 69.5%+18.9pp |
| Annual return | 3.88% | 21.57%-17.7pp | 25.88%-22.0pp | 73.15%-69.3pp |
| Employer contribution / active EE | $2,991 | $1,755+70.5% | $2,428+23.2% | $2,343+27.7% |
| Participant deferral / active EE | $6,373 | $2,987+113.3% | $3,706+71.9% | $3,332+91.3% |
| Admin fee / account holder | $13,627 | $4,512+202.1% | $5,608+143.0% | $4,645+193.3% |