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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,613 | $72,486+230.6% | $87,103+175.1% | $72,976+228.3% |
| Participation rate | 89.7% | 72.8%+16.8pp | 76.9%+12.8pp | 69.5%+20.2pp |
| Annual return | 4.05% | 24.46%-20.4pp | 28.19%-24.1pp | 81.02%-77.0pp |
| Employer contribution / active EE | $2,789 | $1,894+47.2% | $2,521+10.6% | $2,440+14.3% |
| Participant deferral / active EE | $6,781 | $3,270+107.4% | $4,049+67.5% | $3,608+88.0% |
| Admin fee / account holder | $4,486 | $5,055-11.2% | $7,491-40.1% | $5,124-12.4% |