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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,070 | $106,524+73.7% | $152,301+21.5% | $87,485+111.5% |
| Participation rate | 90.3% | 75.8%+14.6pp | 82.4%+7.9pp | 68.9%+21.4pp |
| Annual return | 11.13% | 26.89%-15.8pp | 80.50%-69.4pp | 26.06%-14.9pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $8,083 | $6,525+23.9% | $8,004+1.0% | $4,274+89.1% |
| Admin fee / account holder | $12,710 | $8,287+53.4% | $14,398-11.7% | $7,775+63.5% |