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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,879 | $93,617+54.8% | $135,982+6.5% | $75,177+92.7% |
| Participation rate | 91.2% | 75.2%+16.0pp | 81.9%+9.3pp | 67.2%+24.0pp |
| Annual return | 12.51% | 30.89%-18.4pp | 68.32%-55.8pp | 160.75%-148.2pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $7,013 | $6,406+9.5% | $7,760-9.6% | $4,126+70.0% |
| Admin fee / account holder | $4,536 | $6,980-35.0% | $10,767-57.9% | $5,651-19.7% |