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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,186 | $105,200+59.9% | $159,474+5.5% | $85,847+95.9% |
| Participation rate | 91.7% | 75.8%+15.9pp | 82.8%+8.8pp | 69.3%+22.3pp |
| Annual return | 8.54% | 45.08%-36.5pp | 263.68%-255.1pp | 318.61%-310.1pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,214 | $5,946+4.5% | $7,353-15.5% | $3,952+57.2% |
| Admin fee / account holder | $5,357 | $6,934-22.7% | $10,802-50.4% | $6,261-14.4% |