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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,864 | $58,828+134.3% | $78,002+76.7% | $62,881+119.2% |
| Participation rate | 96.2% | 71.1%+25.1pp | 75.5%+20.6pp | 69.3%+26.8pp |
| Annual return | -1.18% | 17.16%-18.3pp | 425.99%-427.2pp | 20.14%-21.3pp |
| Employer contribution / active EE | $9,053 | $1,672+441.5% | $2,470+266.5% | $2,281+296.9% |
| Participant deferral / active EE | $7,960 | $2,686+196.4% | $3,497+127.6% | $3,203+148.5% |
| Admin fee / account holder | $11,016 | $4,393+150.7% | $5,481+101.0% | $4,296+156.4% |