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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,954 | $79,961+203.8% | $98,462+146.7% | $75,177+223.2% |
| Participation rate | 98.5% | 70.4%+28.1pp | 75.2%+23.3pp | 67.2%+31.3pp |
| Annual return | 1.57% | 19.75%-18.2pp | 21.17%-19.6pp | 160.75%-159.2pp |
| Employer contribution / active EE | $13,433 | $2,264+493.3% | $3,049+340.6% | $2,671+402.9% |
| Participant deferral / active EE | $10,335 | $3,753+175.4% | $4,738+118.1% | $4,126+150.5% |
| Admin fee / account holder | $1,438 | $6,842-79.0% | $8,875-83.8% | $5,651-74.6% |