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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,775 | $76,551+70.8% | $123,894+5.6% | $62,881+108.0% |
| Participation rate | 96.6% | 73.0%+23.6pp | 81.4%+15.1pp | 69.3%+27.2pp |
| Annual return | 3.16% | 18.68%-15.5pp | 47.52%-44.4pp | 20.14%-17.0pp |
| Employer contribution / active EE | $1,570 | $2,882-45.5% | $4,617-66.0% | $2,281-31.2% |
| Participant deferral / active EE | $10,472 | $4,840+116.4% | $5,984+75.0% | $3,203+227.0% |
| Admin fee / account holder | $613 | $4,826-87.3% | $8,357-92.7% | $4,296-85.7% |