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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,953 | $106,749+251.2% | $145,433+157.8% | $82,448+354.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.59% | 27.59%-15.0pp | 66.58%-54.0pp | 41.64%-29.1pp |
| Employer contribution / active EE | $6,321 | $3,444+83.5% | $4,554+38.8% | $2,551+147.8% |
| Participant deferral / active EE | $11,453 | $6,519+75.7% | $7,897+45.0% | $4,139+176.7% |
| Admin fee / account holder | $20,582 | $8,390+145.3% | $13,129+56.8% | $7,234+184.5% |