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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,953 | $106,864+250.9% | $147,318+154.5% | $82,637+353.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.59% | 27.49%-14.9pp | 70.43%-57.8pp | 53.51%-40.9pp |
| Employer contribution / active EE | $6,321 | $3,417+85.0% | $4,593+37.6% | $2,552+147.7% |
| Participant deferral / active EE | $11,453 | $6,496+76.3% | $7,906+44.9% | $4,126+177.6% |
| Admin fee / account holder | $20,582 | $8,415+144.6% | $13,708+50.2% | $7,339+180.5% |