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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,544 | $102,422+239.3% | $147,117+136.2% | $80,959+329.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 0.58% | 135.16%-134.6pp | 420.54%-420.0pp | 35.67%-35.1pp |
| Employer contribution / active EE | $6,634 | $3,717+78.5% | $4,932+34.5% | $2,757+140.6% |
| Participant deferral / active EE | $11,628 | $6,652+74.8% | $8,065+44.2% | $4,300+170.4% |
| Admin fee / account holder | $24,017 | $7,953+202.0% | $12,993+84.8% | $6,925+246.8% |