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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,544 | $102,429+239.3% | $147,096+136.3% | $80,925+329.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 0.58% | 135.02%-134.4pp | 419.75%-419.2pp | 35.65%-35.1pp |
| Employer contribution / active EE | $6,634 | $3,716+78.5% | $4,936+34.4% | $2,756+140.7% |
| Participant deferral / active EE | $11,628 | $6,649+74.9% | $8,071+44.1% | $4,299+170.5% |
| Admin fee / account holder | $24,017 | $7,957+201.8% | $13,005+84.7% | $6,940+246.1% |