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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,604 | $89,370+187.1% | $141,197+81.7% | $72,976+251.6% |
| Participation rate | 98.8% | 75.1%+23.6pp | 82.5%+16.3pp | 69.5%+29.3pp |
| Annual return | 7.67% | 111.88%-104.2pp | 71.41%-63.7pp | 81.02%-73.3pp |
| Employer contribution / active EE | $7,506 | $3,115+141.0% | $4,736+58.5% | $2,440+207.6% |
| Participant deferral / active EE | $9,336 | $5,419+72.3% | $6,710+39.1% | $3,608+158.8% |
| Admin fee / account holder | $8,401 | $5,957+41.0% | $10,265-18.2% | $5,124+63.9% |