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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,452 | $93,598+273.4% | $135,974+157.0% | $75,173+364.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 16.44% | 30.89%-14.4pp | 68.30%-51.9pp | 160.72%-144.3pp |
| Employer contribution / active EE | $7,403 | $3,538+109.2% | $4,859+52.4% | $2,671+177.2% |
| Participant deferral / active EE | $12,071 | $6,405+88.5% | $7,760+55.6% | $4,126+192.5% |
| Admin fee / account holder | $4,325 | $6,978-38.0% | $10,767-59.8% | $5,651-23.5% |