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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,623 | $124,980+162.9% | $108,359+203.3% | $154,746+112.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 10.72% | 45.00%-34.3pp | 36.89%-26.2pp | 172.34%-161.6pp |
| Employer contribution / active EE | $15,353 | $2,851+438.6% | $2,399+539.8% | $4,379+250.6% |
| Participant deferral / active EE | $6,541 | $4,743+37.9% | $4,137+58.1% | $6,730-2.8% |
| Admin fee / account holder | $17,040 | $11,502+48.2% | $9,741+74.9% | $14,365+18.6% |