Retirement plan

DECAMP BUS LINES 401(K) PLAN FOR UNION EMPLOYEES

Name: DECAMP BUS LINES, INC. - DECAMP BUS LINES 401(K) PLAN FOR UNION EMPLOYEES (2017) Form 5500
Creator: DECAMP BUS LINES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DECAMP BUS LINES 401(K) PLAN FOR UNION EMPLOYEES, DECAMP BUS LINES, INC.

DECAMP BUS LINES, INC.EIN 22-0854630Plan #002PY 2017

P.O. BOX 581 - MONTCLAIR, NJ 07402973-783-7500decamp.comLinkedIn51-200 employeestransportation/trucking/railroad

Other plans on this EIN

2 filings

#001Retirement-$8.0M assets #003Retirement-$3.2M assets

Prospect flagsLow returnsFailed to transmit contributions

How to read this page

Total assets (EOY)

$5.1M

+16.4% from 2016

Total participants

109

-6.0% from 2016

Average account balance

-100.0% from 2016

Annual return

10.91%

+5.95 pp from 2016

Benchmarks

See 3,497 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants25-99

Cohort3,497 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$17K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-0.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
FRIEDMAN & ANSPACH3+ years Filed as: FRIEDMAN, LLP Service code 10 · EIN 13-1610809	Accounting	$24,335
UBS FINANCIAL SERVICES INC3+ years Filed as: UBS FINANCIAL SERVICES Service code 27 · EIN 13-2638166	Advisory (Plan)	$11,380
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290	Contract Administrator	$11,377
INTAC ACTUARIAL SERVICES1 year Filed as: INTAC ACTUARIAL SERVICES INC Service code 11	Actuarial	$3,606
INTAC ACTUARIAL SERVICES3+ years Service code 11 · EIN 22-2446239	Actuarial	$1,305

Plan features & details

Pension benefit codes2F2J2K2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$39K

$429 / participant

Contract admin$11K29.3%
Other / not subdivided$28K70.7%

% of EOY assets

0.758%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: FRIEDMAN LLP
Auditor EIN: 131610809
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,580-100.0%

$71,671-100.0%

$70,126-100.0%

Participation rate

0.0%

60.9%-60.9pp

68.7%-68.7pp

69.5%-69.5pp

Annual return

10.91%

20.25%-9.3pp

20.65%-9.7pp

73.15%-62.2pp

Employer contribution / active EE

$4,151

$1,616+156.9%

$2,460+68.8%

$2,343+77.2%

Participant deferral / active EE

$2,154

$2,386-9.7%

$3,438-37.3%

$3,332-35.3%

Admin fee / account holder

$3,653-100.0%

$5,558-100.0%

$4,645-100.0%

Provider

Service type

Compensation

FRIEDMAN & ANSPACH3+ years

Filed as: FRIEDMAN, LLP

Service code 10 · EIN 13-1610809

Accounting

$24,335

UBS FINANCIAL SERVICES INC3+ years

Filed as: UBS FINANCIAL SERVICES

Service code 27 · EIN 13-2638166

Advisory (Plan)

$11,380

PRINCIPAL LIFE INSURANCE COMPANY3+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$11,377

INTAC ACTUARIAL SERVICES1 year

Filed as: INTAC ACTUARIAL SERVICES INC

Service code 11

Actuarial

$3,606

INTAC ACTUARIAL SERVICES3+ years

Service code 11 · EIN 22-2446239

Actuarial

$1,305

DECAMP BUS LINES 401(K) PLAN FOR UNION EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DECAMP BUS LINES 401(K) PLAN FOR UNION EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion