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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,218 | $115,810-18.6% | $101,271-7.0% | $158,966-40.7% |
| Participation rate | 95.0% | 79.4%+15.6pp | 75.8%+19.2pp | 82.0%+13.0pp |
| Annual return | 24.23% | 56.15%-31.9pp | 46.48%-22.3pp | 302.95%-278.7pp |
| Employer contribution / active EE | $2,370 | $4,175-43.3% | $3,660-35.3% | $4,762-50.2% |
| Participant deferral / active EE | $4,235 | $4,958-14.6% | $4,371-3.1% | $5,983-29.2% |
| Admin fee / account holder | $616 | $7,248-91.5% | $5,948-89.6% | $11,250-94.5% |