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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,395 | $107,353-33.5% | $92,903-23.2% | $152,885-53.3% |
| Participation rate | 95.2% | 79.8%+15.5pp | 76.0%+19.2pp | 82.5%+12.8pp |
| Annual return | 27.34% | 145.62%-118.3pp | 109.43%-82.1pp | 345.39%-318.1pp |
| Employer contribution / active EE | $2,176 | $4,222-48.4% | $3,653-40.4% | $4,763-54.3% |
| Participant deferral / active EE | $3,676 | $4,848-24.2% | $4,238-13.2% | $5,851-37.2% |
| Admin fee / account holder | $1,265 | $7,081-82.1% | $5,795-78.2% | $11,598-89.1% |