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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,192 | $96,956+306.6% | $69,779+464.9% | $273,972+43.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.8%+28.2pp | 83.0%+17.0pp |
| Annual return | 5.82% | 12.93%-7.1pp | 12.99%-7.2pp | 41.46%-35.6pp |
| Employer contribution / active EE | $6,498 | $3,316+96.0% | $2,338+177.9% | $4,869+33.5% |
| Participant deferral / active EE | $9,199 | $3,744+145.7% | $2,931+213.9% | $5,287+74.0% |
| Admin fee / account holder | $5,780 | $7,934-27.2% | $4,381+31.9% | $10,133-43.0% |