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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,001 | $95,664+336.9% | $76,902+443.6% | $139,487+199.7% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 5.10% | 55.03%-49.9pp | 37.91%-32.8pp | 373.84%-368.7pp |
| Employer contribution / active EE | $7,215 | $3,147+129.3% | $2,534+184.7% | $4,755+51.7% |
| Participant deferral / active EE | $9,642 | $4,626+108.4% | $3,833+151.5% | $6,713+43.6% |
| Admin fee / account holder | $19,473 | $8,311+134.3% | $5,479+255.4% | $11,407+70.7% |