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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,742 | $223,823-52.3% | $211,142-49.4% | $154,746-31.0% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 12.37% | 50.39%-38.0pp | 46.84%-34.5pp | 172.34%-160.0pp |
| Employer contribution / active EE | $12,382 | $6,787+82.4% | $6,442+92.2% | $4,379+182.8% |
| Participant deferral / active EE | $11,752 | $9,750+20.5% | $9,284+26.6% | $6,730+74.6% |
| Admin fee / account holder | $4,200 | $19,707-78.7% | $19,076-78.0% | $14,365-70.8% |