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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,402 | $185,883-70.7% | $170,043-68.0% | $139,466-61.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 7.94% | 60.54%-52.6pp | 53.40%-45.5pp | 373.66%-365.7pp |
| Employer contribution / active EE | $10,328 | $7,596+36.0% | $6,790+52.1% | $4,754+117.2% |
| Participant deferral / active EE | $9,820 | $11,626-15.5% | $10,410-5.7% | $6,712+46.3% |
| Admin fee / account holder | $2,480 | $15,393-83.9% | $12,824-80.7% | $11,409-78.3% |