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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,740 | $103,164+313.7% | $90,259+372.8% | $154,746+175.8% |
| Participation rate | 94.7% | 76.1%+18.6pp | 70.7%+24.0pp | 80.7%+14.0pp |
| Annual return | 15.76% | 19.25%-3.5pp | 18.88%-3.1pp | 172.34%-156.6pp |
| Employer contribution / active EE | $20,052 | $2,532+692.1% | $2,291+775.2% | $4,379+357.9% |
| Participant deferral / active EE | $11,921 | $4,422+169.6% | $3,827+211.5% | $6,730+77.1% |
| Admin fee / account holder | $4,206 | $8,593-51.1% | $7,267-42.1% | $14,365-70.7% |