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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,338 | $110,801+237.8% | $86,615+332.2% | $167,536+123.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 8.64% | 116.96%-108.3pp | 63.51%-54.9pp | 478.82%-470.2pp |
| Employer contribution / active EE | $21,944 | $3,245+576.3% | $2,496+779.3% | $4,839+353.5% |
| Participant deferral / active EE | $11,767 | $4,547+158.8% | $3,699+218.1% | $6,342+85.5% |
| Admin fee / account holder | $3,949 | $8,417-53.1% | $5,830-32.3% | $12,315-67.9% |