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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,441 | $88,603+250.4% | $69,890+344.2% | $134,545+130.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -15.42% | 442.93%-458.4pp | 190.84%-206.3pp | 418.37%-433.8pp |
| Employer contribution / active EE | $6,130 | $3,236+89.4% | $2,560+139.4% | $4,742+29.3% |
| Participant deferral / active EE | $11,587 | $4,771+142.9% | $3,848+201.1% | $6,401+81.0% |
| Admin fee / account holder | $5,792 | $10,443-44.5% | $6,267-7.6% | $11,431-49.3% |