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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,740 | $102,245+317.4% | $89,340+377.7% | $137,256+210.9% |
| Participation rate | 94.7% | 74.9%+19.8pp | 69.6%+25.2pp | 80.0%+14.8pp |
| Annual return | 15.76% | 21.89%-6.1pp | 20.57%-4.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $20,052 | $2,529+692.9% | $2,231+798.7% | $4,156+382.5% |
| Participant deferral / active EE | $11,921 | $4,436+168.7% | $3,823+211.8% | $6,407+86.1% |
| Admin fee / account holder | $4,206 | $8,085-48.0% | $6,704-37.3% | $12,270-65.7% |