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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,861 | $150,207+63.0% | $120,380+103.4% | $145,978+67.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 9.55% | 154.28%-144.7pp | 107.28%-97.7pp | 550.52%-541.0pp |
| Employer contribution / active EE | $5,738 | $4,351+31.9% | $3,465+65.6% | $4,662+23.1% |
| Participant deferral / active EE | $5,478 | $6,175-11.3% | $4,992+9.7% | $6,690-18.1% |
| Admin fee / account holder | $11,007 | $12,203-9.8% | $9,421+16.8% | $13,400-17.9% |