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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,725 | $141,004+60.8% | $112,273+101.9% | $139,456+62.6% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.07% | 32.75%-20.7pp | 30.23%-18.2pp | 373.45%-361.4pp |
| Employer contribution / active EE | $5,331 | $4,285+24.4% | $3,431+55.4% | $4,753+12.2% |
| Participant deferral / active EE | $6,250 | $5,878+6.3% | $4,800+30.2% | $6,711-6.9% |
| Admin fee / account holder | $366 | $9,959-96.3% | $7,752-95.3% | $11,407-96.8% |