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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,076 | $96,643-59.6% | $86,617-54.9% | $139,456-72.0% |
| Participation rate | 88.9% | 74.4%+14.5pp | 71.7%+17.2pp | 80.3%+8.6pp |
| Annual return | 5.07% | 106.57%-101.5pp | 591.91%-586.8pp | 373.45%-368.4pp |
| Employer contribution / active EE | $3,008 | $3,264-7.8% | $3,023-0.5% | $4,753-36.7% |
| Participant deferral / active EE | $5,827 | $4,835+20.5% | $4,437+31.3% | $6,711-13.2% |
| Admin fee / account holder | $2,021 | $6,406-68.5% | $5,613-64.0% | $11,407-82.3% |