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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,492 | $100,938-64.8% | $90,461-60.8% | $158,982-77.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 4.43% | 1727.20%-1722.8pp | 1294.76%-1290.3pp | 302.99%-298.6pp |
| Employer contribution / active EE | $4,440 | $3,691+20.3% | $3,264+36.0% | $4,763-6.8% |
| Participant deferral / active EE | $6,952 | $4,350+59.8% | $3,964+75.4% | $5,983+16.2% |
| Admin fee / account holder | $77,512 | $6,510+1090.7% | $5,617+1280.0% | $11,252+588.9% |